Month: January 2015

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I am lucky and I’ve cleared up my finances when I was in my mid-late twenties and the only reason I did it is because I was so dedicated to ridding myself of the evilness of credit cards, interest and silly spending. I am so glad I was committed to my debt clearing because now I can tell you how I did it and share my learnings with the world.

Here are some step-by-step ways to clear up those bank books so you can live your life debt free and learn to LOVE money!

1. Run your credit report on Credit Karma. I love it through my iPhone… It’s an easy to read credit report and it’s absolutely free and no credit card is even needed. Running this helps you to understand exactly where you are with your debt situation and you can see if there’s any nonsense that’s not accurate. (when I first did this, I found out I owed a gym from 1998 $15 [WTF] and it was negatively effecting my credit amongst other things…)

2. Contact the mistakes and/or pay off the small debts first. This leads to small victories that lead to big change! Credit card companies actually do lower interest rates and late fees if you give them a call and act politely.

3. During this time, spend less. Do yourself a favor and stay in, watch movies, read books, and connect with your community. Sit back, relax and watch your credit karma clear…

4. Do not (I repeat, DO NOT) use your credit cards. Especially the ones that charge interest! This just leads to financial success and responsibility. The only 2 credit cards I have is… My Gold American Express card and my Best Buy card.

My relationship with money goes up and down and it goes through waves, but at 32, my relationship with money flows freely. I understand that it does come and go, I’m saving up little by little, and I know what I can and can not by and I know when to treat myself to a pair (or 5 pairs) of shoes.

I urge you to LOVE money and your finances. It feels so good to be financially free and clear of debt – but the effort you put in to clearing it up is ever greater!

Let’s face it – I’m busy, you’re busy, we’re all busy. I work a pretty demanding schedule working crazy shifts and I like to go out from time to time. This year, I’m dedicated to a wellness routine that’s easy on my crazy days and keeps me in tip top shape – physically and mentally. Over 2 weeks in and I’m absolutely loving it!

Here’s what I’m up to.

1. Doreen Virtue’s Angel Cards – daily. This easy selection of a card gives me a mediative thought for the day. I draw a card with breakfast every morning. {available on Amazon.com}

2. Always have a good book on hand. I’m currently reading (and loving) The Untethered Soul by Michael A. Singer. It’s a book about tuning into your inner voice and intuition. I don’t have a lot of time to read – but I love having a good book to turn to when I don’t want to poison my mind with TV.

3. Schedule work outs. This is the one I struggle with because I hate getting sweaty and I hate driving to the gym or yoga class in rush hour when it’s the most convenient time for me. Lately, I’ve been putting them on my calendar and going with a girlfriend.

Some of my favorite work outs of the moment? Dance class at The Movement Lab in Solana Beach, Level 2 yoga at CorePower Yoga in Encinitas, a kundalini class at this little ashram on Monday nights and spin at 24 Hour Fitness. These are all only 1 hour and when you work out, you feel better.

4. Meditate Daily – 3-5 Minutes. Yes! Why? This is my gift to the world everyday. I’m happier, calm, I listen more, and I’m in touch with my intuition. Easy peezy.

And yes, I’m in love with 2015 and I’m striving for the best and I’m feeling so great!

Welcome to 2015, everyone! I hope the new year is really treating you with love, respect, prosperity, and happiness. It’s been amazing here.

I wanted to share a unique and natural smell I just got into on my quest to live a more natural life…. Sandalwood! I was talking to one of my fellow team members yesterday about the actual smell itself and, to me, it represents a powerful, established woman – a gal that has exactly what I want….. SANDALWOOD. It’s sexy, sensual, warm, and just smells so pretty yet earthy.

Give it a try if you dare – here are some of my sandalwood recommendations – (all available at your nearest Whole Foods Market and on Amazon.com)